Terms & Conditions

Effective Date: 01/14/2025

These Terms of Service ("Terms") govern your access to and use of Farmers Insurance - Rick Curtis Agency services (“Services”). By using our Services, you agree to

these Terms. If you do not agree, you must not use our Services.

1. Service Overview

Farmers Insurance - Rick Curtis Agency provides customer service, sales & support. Use of

our Services is subject to these Terms and all applicable laws.

2. Eligibility

● To use our Services, you must be at least 18 years old and capable of

forming a binding contract under applicable laws.

● Providing false information during registration or use of Services may

result in termination of your account.

3. Privacy and Data Usage

● No Sale or Sharing of Data: We value your privacy. We do not sell, rent, or

share your personal data with third parties for marketing or commercial

purposes.

● Your data is only used to provide and improve our Services, as outlined in

our Privacy Policy.

4. Permitted Use

● You may use our Services only for lawful purposes. Prohibited activities

include:

○ Violating any applicable laws or regulations.

○ Misusing the Services to send spam, malware, or engage in

fraudulent activities.

○ Attempting to disrupt or harm our Services or infrastructure.

5. Fees and Payments

● Use of certain Services may require payment. All fees are outlined during

the registration or subscription process.

● Failure to make timely payments may result in suspension or termination

of access to our Services.

6. Intellectual Property

● All intellectual property rights related to the Services, including content,

logos, and trademarks, remain the property of Farmers Insurance.

● You may not copy, modify, or distribute any materials provided through

the Services without prior written consent.

7. Account Suspension and Termination

● We reserve the right to suspend or terminate your account for violating

these Terms or engaging in unlawful behavior.

● Termination may occur without prior notice in cases of severe violations.

8. Limitation of Liability

● To the maximum extent permitted by law, Farmers Insurance - Rick Curtis Agency is not liable for any indirect, incidental, or consequential damages resulting

from the use of our Services.

9. Modifications to Ter

● We may update these Terms at any time.

● Continued use of the Services after changes are made constitutes your

acceptance of the updated Terms.

10. Governing Law

● These Terms are governed by the laws of Los Angeles County, California. USA.

Any disputes will be resolved exclusively in the courts of Los Angeles

County, California. USA.

11. Contact Information

For questions about these Terms or our Services, please contact us at:

Email: rcurtis@farmersagent.com

Phone: +1 (310) 674-9557 

Address:  319 E Hillcrest Blvd, Inglewood, CA 90301

By accessing or using our Services, you acknowledge that you have read,

understood, and agree to these Terms.